Balancing Your Wants and Needs as a Homebuyer Today

Written by Palm Beach Gardens Mortgage Syndicated User on April 5, 2022. Posted in First Time Home Buyers, For Buyers, Move-Up Buyers, Palm Beach Gardens Condo Financing, Palm Beach Gardens Mortgage.

Since the number of homes for sale is low today, it can feel challenging to find one that checks all your boxes. But if you know which features are absolutely essential in your next home and which ones are just nice bonuses, you can land a home that fits your needs. Danielle Hale, Chief Economist for realtor.com, explains it like this: “Focus on the goal you set out for yourself, like your list of must-haves and nice-to-haves and your budget, . . . Stick to that. Be persistent.” So how do you go about creating your list of desired features? The first step is to get pre-approved for your mortgage....

It’s Still a Sellers’ Market [INFOGRAPHIC]

Written by Palm Beach Gardens Mortgage Syndicated User on April 2, 2022. Posted in Palm Beach Gardens Condo Financing, Palm Beach Gardens Mortgage, Uncategorized.

Some Highlights Due to low supply and high demand, today is one of the strongest sellers’ markets we’ve seen. Sellers can benefit from more offers to pick from, higher home values, and a faster sales process. There’s a reason why 72% of people believe it’s a good time to sell. Don’t miss out on this unique opportunity. Let’s connect so you can take advantage of this hot sellers’ market. Content previously posted on Keeping Current Matters

Florida Mortgage | How Not To Get Fooled When You Sell This Spring

Written by Palm Beach Gardens Mortgage Syndicated User on April 2, 2022. Posted in Palm Beach Gardens Condo Financing, Palm Beach Gardens Mortgage.

Florida Mortgage | How Not To Get Fooled When You Sell This Spring Selling a house on your own can be a risky decision. Let’s connect so we can put together a foolproof plan when you sell this spring.NMLS ID 1834853 #floridamortgage #floridamortgagerates #floridamortgagecompany

There Are Several Great Reasons To Consider Buying a Condo Today

Written by Palm Beach Gardens Mortgage Syndicated User on April 1, 2022. Posted in First Time Home Buyers, For Buyers, Palm Beach Gardens Condo Financing, Palm Beach Gardens Mortgage, Pricing.

If you’re a first-time buyer looking to break into the housing market but struggling to find a home to buy, condominiums (or condos) could be a great alternative for you. Here are a few reasons condos may be something you’ll want to consider. Exploring Condos Could Add Options That Fit Your Budget Supply challenges are a reality across the board in today’s housing market. Broadening your home search to include condos could increase your overall pool of options. Just keep in mind, condos generally differ from single-family homes in average space and floorplans. In a recent article, Bankrate...

What’s Happening with Mortgage Rates, and Where Will They Go from Here?

Written by Palm Beach Gardens Mortgage Syndicated User on March 31, 2022. Posted in For Buyers, Housing Market Updates, Interest Rates, Palm Beach Gardens Condo Financing, Palm Beach Gardens Mortgage, Pricing.

Based on the Primary Mortgage Market Survey from Freddie Mac, the average 30-year fixed-rate mortgage has increased by 1.2% (3.22% to 4.42%) since January of this year. The rate jumped by more than a quarter of a point from just a week ago. Here’s a visual to show how mortgage rate movement throughout 2021 was steady compared to the rapid increase in mortgage rates this year: Just a few months ago, Freddie Mac projected mortgage rates would average 3.6% in 2022. Earlier this month, Fannie Mae forecast mortgage rates would average 3.8% in 2022. As the chart above shows, rates have already surpassed...

Florida Mortgage | Things To Avoid After Applying for a Mortgage

Written by Palm Beach Gardens Mortgage Syndicated User on March 31, 2022. Posted in Palm Beach Gardens Condo Financing, Palm Beach Gardens Mortgage.

Florida Mortgage | Things To Avoid After Applying for a Mortgage It’s essential to avoid mishaps after applying for a mortgage. Let’s connect so you know what to avoid during this part of the homebuying process.NMLS ID 1834853 #floridamortgage #floridamortgagerates #floridamortgagecompany

The Best Week To List Your House Is Just Around the Corner

Written by Palm Beach Gardens Mortgage Syndicated User on March 30, 2022. Posted in For Sellers, Housing Market Updates, Palm Beach Gardens Condo Financing, Palm Beach Gardens Mortgage.

Are you thinking about selling your house? If so, you may want to make it a priority to start the process soon. According to realtor.com, the sweet spot for sellers is just around the corner. In a recent study, experts analyzed housing market trends by looking at data from the past several years (excluding 2020, since it was an atypical year). When applied to the current market, experts determined the ideal week to list a house this year. The research says: “Home sellers on the fence waiting for that perfect moment to sell should start preparations, because the best time to list a home in...

A Key To Building Wealth Is Homeownership

Written by Palm Beach Gardens Mortgage Syndicated User on March 29, 2022. Posted in First Time Home Buyers, For Buyers, Housing Market Updates, Palm Beach Gardens Condo Financing, Palm Beach Gardens Mortgage, Rent vs. Buy.

The link between financial security and homeownership is especially important today as inflation rises. But many people may not realize just how much owning a home contributes to your overall net worth. As Leslie Rouda Smith, President of the National Association of Realtors (NAR), says: “Homeownership is rewarding in so many ways and can serve as a vital component in achieving financial stability.” Here are just a few reasons why, if you’re looking to increase your financial stability, homeownership is a worthwhile goal. Owning a Home Is a Building Block for Financial Success A recent...

How an Energy Efficient Home Can Be a Bright Idea [INFOGRAPHIC]

Written by Palm Beach Gardens Mortgage Syndicated User on March 26, 2022. Posted in First Time Home Buyers, For Buyers, Infographics, Move-Up Buyers, Palm Beach Gardens Condo Financing, Palm Beach Gardens Mortgage.

Some Highlights With inflation driving up the cost of everyday items, seeking out an energy-efficient home can be a great way to decrease the expenses you can control. Energy efficiency can help lower your utility bills and possibly even save you money on your taxes. Options to look for include efficient appliances, windows, and solar panels. If you’re planning to buy a home this year, consider energy efficiency in your search. Let’s connect so you can better understand features that can save you money for years to come. Content previously posted on Keeping Current Matters

What You Can Expect from the Spring Housing Market

Written by Palm Beach Gardens Mortgage Syndicated User on March 25, 2022. Posted in For Buyers, For Sellers, Housing Market Updates, Interest Rates, Palm Beach Gardens Condo Financing, Palm Beach Gardens Mortgage, Pricing.

As the spring housing market kicks off, you likely want to know what you can expect this season when it comes to buying or selling a house. While there are multiple factors causing some uncertainty, including the conflict overseas, rising inflation, and the first rate increase from the Federal Reserve in over three years — the housing market seems to be relatively immune. Here’s a look at what experts say you can expect this spring. 1. Mortgage Rates Will Climb Freddie Mac reports the 30-year fixed mortgage rate has increased by more than a full point in the past six months. And despite some...

Category: Palm Beach Gardens Mortgage